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Commission Structure

MCA broker commission: points set per file

MCA broker commission here is a plain dollar amount. An ISO partner earns a per-file commission — a 12-point spread pays $12,000 on a $100,000 file — plus volume bonuses, and referral partners earn $500, plus $500 more at three funded files in 90 days, with no signup.

Commission statement and calculator showing an MCA broker payout on a funded deal

What you earn per funded deal

Your payout is a straightforward dollar amount tied to the size of the deal you close and how it is sold. A $100,000 deal pays an ISO partner $12,000 at a 12-point spread, and a referral partner $500 (plus $500 more if the client funds three files within 90 days). Volume bonuses stack on top at 10+ and 25+ funded deals per month.

Funded amountYou earn as a referral partnerYou earn as an ISO partner
$25,000$500 + $500$3,000+
$50,000$500 + $500$6,000+
$100,000$500 + $500$12,000+
$150,000$500 + $500$18,000+
$250,000$500 + $500$30,000+
10 deals a month
up to $120,000 / month
15 deals a month
up to $180,000 / month
25 deals a month
up to $300,000 / month
Estimates based on $100,000 average deals. Referral partners need no signup and no agreement. ISO partners earn more per deal and get volume bonuses at 10+ and 25+ funded deals a month. Your exact payout is confirmed in writing when each deal is approved.

Estimate your earnings

Set your average deal size and how many deals you close a month. Estimates use a 12-point spread as the example. What you actually earn on a file depends on the approved buy rate and the rate you sell it at, and is confirmed per deal at approval.

$100,000
10
You earn per deal
up to $12,000
You earn per month
up to $120,000

Referring instead of brokering? Referral partners earn $500 when the deal funds, plus $500 more if the client funds three files within 90 days, with no signup — submit a referral.

How and when you get paid

Paid on a Thursday payout run

Commission is released 15 business days after the merchant is funded.

ACH direct deposit

Sent to the account you provide at onboarding. No minimum payout threshold.

Statement with every payout

Deal-by-deal breakdown emailed to your accounting contact.

No fees, no clawback on performing deals

You keep your earnings on every deal that funds and performs.

Commission rates shown are the standard program range. Final rates are confirmed in your ISO Partner Agreement and can vary by deal structure, term, and risk grade.

Need funding for your business?

$10K–$2M, offers in 90 minutes, funding in 48–72 hours.

Apply as a Merchant →

Have deals to send us?

Refer a business with no signup, or register as an ISO partner. Competitive commission, paid on a set schedule after funding.

Become an ISO Partner →