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Workable Funding Canada · Ontario

Merchant cash advance for Ontario businesses

Working capital for Toronto and Ontario businesses from $10,000 to $350,000, decided on your recent bank deposits. Same Eastern Time business hours as our desk.

Built for Ontario businesses

Toronto and the GTA

Restaurants, retail, contractors and service businesses across Toronto, Mississauga, Brampton and Markham.

Across the province

Ottawa, Hamilton, London, Kitchener-Waterloo, Windsor and beyond. Geography rarely decides a file.

Simple paperwork

Application plus three months of complete business bank statements. No tax returns or business plan.

Written answers

Every offer and its terms are confirmed in writing: amount, total payback, payment and term.

Merchant cash advance Ontario: common questions

Can an Ontario business get a merchant cash advance?

Yes. Workable Funding reviews Ontario businesses, including Toronto, Ottawa, Mississauga, Hamilton and London, for merchant cash advances from $10,000 to $350,000 CAD equivalent.

What do Ontario businesses need to qualify?

The same Canada program criteria: at least 12 months in business, roughly $50,000 a month in business deposits, a 550+ credit score, an active Canadian business bank account and the three most recent months of complete business bank statements.

Which Ontario industries are a fit?

Most industries, including restaurants, retail, construction, trucking, medical and professional services. Industry matters more than city: cannabis, gambling, adult, collections and credit repair are not a fit.

How fast can an Ontario business be funded?

Funding typically lands 48 to 72 hours after approval and signed contracts. Ontario is in Eastern Time, the same hours as our desk (9–5 ET, Monday to Friday).

Can Ontario brokers submit files?

Yes. Canadian ISO brokers register free and can submit Canadian and US merchant files. See the Canadian ISO broker page.

Related: Merchant cash advance Canada · Canadian ISO brokers · Calculator · Funding answers

Questions? Email the desk.

Everything is handled in writing: hello@workablefunding.com.